The only bank card payment option in China, with a higher global transaction volume than Visa

Why support

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Union Pay International (UPI) is the only cross boarder payment network that Provide standard, 24/7 cross-border B2B online payment, support global UnionPay cards and Chinese enterprise e-banking. With USEPay you get unprecedented access to this market and the wide range features supported by the product.

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No surcharges, downgrade or non-qualified fees

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High limit on purchases from Union Pay debit cards

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Secure PIN authorisation with fraud protection

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Uses the bank's official payment checkout page

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Real-time updating of all merchant accounts

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Supports all major banks across China

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Fastest possible settlement terms in the region

The checkout user journey

1 - Select Deposit Method


  1. A. Users select Union Pay
  2. B. Users select their bank
  3. C. Users input deposit amount

2 - eBanking Redirect


  1. A. Users are redirected to their selected bank page
  2. B. Password and 2 factor USB authentication

3 - Confirmation


  1. A. Users provide account number
  2. B. Users receive and enter mobile phone SMS verification number